Over 60,000 members of Australia’s police community already hold private health insurance through Police Health.

We believe we're the best private health insurer for police officers and their families. 

We value people over profits. 

1800 603 603
Mon-Fri: 8:30am - 6.00pm ACST

How we are different is why we are better.

Let us prove how our cover is like no other.

80% Back On Most Extras*
Enjoy industry leading benefits with 80% back of the service fee on most Extras claimed*

We Make It Simple
Our hospital has no excess, exclusions, benefit restrictions, or co-payments*

We Put You First 
Not-for-profit, Members Own and exclusive to the policing community.

* Waiting periods, annual limits and other conditions apply. Doctors, Hospitals and Service Providers must be recognised by us.

Switching is easy

We'll do the paperwork & contact your insurer.

Waiting periods already served switch with you.

30 day cooling off period to make sure you’re happy.

Travel and accommodation^ 

Additional treatment items included in our Gold Hospital cover

Hospital at home^  

Home Nursing^

Antenatal Education^

Aids & Appliances^

^ Waiting periods and other conditions apply. Doctors, Hospitals and Service Providers must be recognised by us.

Our cover goes
above & beyond

Covering much more than the 38 mandated clinical categories, our Gold Hospital product covers you for treatment in any recognised hospital or day-surgery (public or private) anywhere in Australia. It is designed to give you and your family complete freedom of choice in your hospital care.  

Who is eligible to join?

Police Health is restricted access private health insurer exclusive for:

1. Current Australian police officers, police employees and volunteers of state, territory or federal police departments, police unions and associations.

2. Retired and former police officers, employees  and volunteers of police departments, unions and associations in Australia.

3. In addition, eligibility also extends to the families of the above

  • partners, including spouse or defacto
  • former partners
  • dependent and adult children (including the partners and dependent children of the adult children)
  • siblings (including a sibling's partner/spouse, a sibling's dependent child)
  • parents
  • grandchildren

Hear from what our members have to say

Best Health Fund Award from me. Professional, friendly service every time! Excellent value and great percentage paid on claims. Easy to submit claims electronically when necessary and benefits paid into account quickly. So pleased we were able to join ESH. Thank you. Definitely 5 star! 

- Gayle

Customer service is exceptional and we have always had quick rebates on claims. I always recommend ESH whenever I get the opportunity to speak about it. Great value, the premiums are better than anywhere else. 

- Jude

We were quite surprised to find Emergency Services health offered a really comprehensive package tailored just for us. The price is right for what you get too. All enquiries have been answered either by email or on the phone. Highly recommend this for all members seeking health insurance. 

- Frank & Kathy

Copyright © Police Health Limited  ABN 86 135 221 519  A registered, not-for-profit, restricted access private health insurer - first established in 1935. Please read the information contained in this website carefully and where appropriate print and retain for future reference. By opening, viewing or using this website, you acknowledge that you have read and unreservedly accept these Terms & Conditions

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A better deal on Extras** 

We pay an average of

and we're


Top Extras Boost

26.48% more

$115.73 cheaper


We pay an average of

and we're


Top Extras 90

50.51% more

$19.83 cheaper


In WA across 21 Extras including dentistry, optometry, physio, chiro and psychology… 

** Above calculations based on Western Australia. We’ve calculated these Extras illustrations based on a family policy, with no Australian Government Rebate and no Lifetime Health Cover Loading. They’re based on a selection of services, so comparisons may vary with other funds, other items and preferred provider arrangements. The government’s Information Statements can be found at www.privatehealth.gov.au. Effective date 1 October 2023.

View Comparison Calculations

In the recent Healthcare & Insurance Australia research survey*, conducted in 2021, our Fund was voted number #1 in the following categories out of all private health funds in Australia.

*IPSOS research conducted every 2 years

Award winning cover