Copyright © Police Health Limited  ABN 86 135 221 519  A registered, not-for-profit, restricted access private health insurer - first established in 1935.

Please read the information contained in this website carefully and where appropriate print and retain for future reference. By opening, viewing or using this website, you acknowledge that you have read and unreservedly accept these Terms & Conditions

Over 58,000 members of Australia’s police community already hold private health insurance through Police Health.

> We’re Australia’s only private health insurer designed specifically for the policing community.

> We offer you the freedom to choose your own hospital or service provider, as long as they are recognised by us.

> We're not-for-profit, meaning more benefits for members, not shareholders or overseas owners. 

> Experience exceptional customer service and quick returns on claims. 

We only offer the best – because we believe anything less would be a disservice to you.

Australia wide

Not For Profit

Generous benefits

Comprehensive Cover

Exclusive to the Australian policing community & now available to NSW Police

1800 603 603
Mon-Fri: 8:30am - 4:30pm ACST
Find out if our cover is right for you.
Please refer to our privacy policy

If you ever thought you might get better value switching your top-level health insurance from a big-name provider — you were right! 

To find out how we're different and to compare your current cover with ours fill out the information below to arrange a call-back. 

Ready to get started?

Our cover is designed to give you the ultimate peace of mind, which only comes from having Gold level private health insurance.

A better deal on Extras 

We pay an average of

and we're


Top Extras 90

35% more

36% cheaper

We pay an average of

and we're


Top Extras 85

46% more

21% cheaper

In NSW across 21 Extras including dentistry, optometry, physio, chiro and psychology… 

** Above calculations based on New South Wales. We’ve calculated these Extras illustrations based on a family policy, with no Australian Government Rebate or Lifetime Health Cover Loading. They’re based on a selection of services, so comparisons may vary with other funds, other items and preferred provider arrangements. The government’s Information Statements can be found at Effective date 1 April 2019. 

View Comparison Calculations


Find out if our cover is right for you.
Please refer to our privacy policy

80% Back On Most Extras*
Enjoy industry leading benefits with 80% back of the service fee on most Extras claimed*

We Make It Simple
Our hospital has no excess, exclusions, benefit restrictions, or co-payments*

We Put You First 
Not-for-profit, Members Own and exclusive to the policing community.

* Waiting periods, annual limits and other conditions apply. Doctors, Hospitals and Service Providers must be recognised by us.

Switching is easy

We'll do the paperwork & contact your insurer.

Waiting periods already served switch with you.

30 day cooling off period to make sure you’re happy.

Travel and accommodation^ 

Additional treatment items included in our Gold Hospital cover

Hospital at home^  

Home Nursing^

Antenatal Education^

Aids & Appliances^

^ Waiting periods and other conditions apply. Doctors, Hospitals and Service Providers must be recognised by us.

Our cover goes
above & beyond

Covering much more than the 38 mandated clinical categories, our Gold Hospital product covers you for treatment in any recognised hospital or day-surgery (public or private) anywhere in Australia. It is designed to give you and your family complete freedom of choice in your hospital care.  

"A little inconvenience
is better than ending up dead in your 50s or 60s"

- Vince Kelly, AFPA